Safeguard your family’s health and financial security with the right insurance plan. Our IRDA-certified expert help you choose the most suitable policy — ensuring quality healthcare, cashless hospitalization, and total peace of mind.
From individual plans to family floaters, critical illness cover, and senior citizen policies, we provide end-to-end guidance — from plan selection to claim assistance. Let us help you secure the best coverage, so you can focus on what truly matters — your well-being and your loved ones.
Health insurance protects you and your family from high medical costs, offering coverage for hospitalization, surgeries, and critical illnesses. With rising healthcare expenses, a robust health insurance plan is essential to ensure financial stability during medical emergencies. Our services help you navigate policy options, compare features, and secure the best coverage.
Whether you need an individual plan, family coverage, or specialized policies like critical illness or senior citizen insurance, our certified advisors provide personalized solutions. We simplify the process, from policy selection to claims assistance, ensuring you get the maximum benefits.
Medical emergencies can arise unexpectedly, and treatment costs can deplete savings. Here’s why health insurance is indispensable:
Covers hospitalization, surgeries, and diagnostics, preventing out-of-pocket expenses that can strain finances.
Access to network hospitals where bills are settled directly by the insurer, eliminating reimbursement hassles.
Premiums paid are eligible for deductions under Section 80D of the Income Tax Act, up to ₹1 lakh annually.
Many policies cover health check-ups, vaccinations, and wellness programs to promote early disease detection.
Policies can be renewed lifelong, ensuring coverage during old age when medical needs are higher.
A comprehensive health insurance policy typically includes:
Enhance your policy with optional riders for extra protection:
Common exclusions to be aware of:
We evaluate your age, health status, family size, and budget to recommend suitable plans.
Compare policies from top insurers (e.g., Star Health, HDFC Ergo, ICICI Lombard) based on coverage, premiums, and claim settlement ratios.
Add riders or adjust sum insured to tailor the policy to your needs.
Help with documentation, medical tests (if required), and smooth policy issuance.
Guidance for cashless claims or reimbursement processes during hospitalization.
Most policies have a 30-day waiting period for general illnesses and 2–4 years for pre-existing diseases. Accidental hospitalizations are covered from Day 1.
Yes, porting is allowed under IRDAI guidelines. You can switch insurers without losing benefits like NCB or waiting period credits.
Yes, but usually after a 2–4 year waiting period. Some insurers offer it as an add-on rider for extra premium.